Privacy.com

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Privacy.com

Basic information
Founded	2014
Legal Structure
Industry	Banking
Also known as	Pay With Privacy, Inc.
Official website	https://www.privacy.com/

Privacy.com, also known as Pay With Privacy, Inc., is a company that offers virtual credit cards. It was founded by Boling Jiang and Jason Kruse in 2014 and is a subsidiary of Lithic.

Consumer impact summary

Overview of concerns that arise from the conduct towards users of the product (if applicable):

• User freedom
• User privacy
• Business model
• Market control

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User privacy

Virtual credit cards can offer improved privacy when spending money online, and more granular control over recurring charges.

Incidents

Persona identity verification (September 2026)

Privacy.com started using Persona for identity verification.

Products

• Single use cards
• Merchant Locked Cards
• Category Locked Cards
• API For card creation and configuration

See also

• Making subscriptions hard to cancel
• Click-to-cancel
• Forced retention of payment methods